Safety and Loss Control Consultant

Company: Encova Insurance
Location: Detroit
Posted on: March 12, 2025

Job Description:

The salary range for this job posting is $77,450.00 - $138,790.00 annually + bonus + benefits. Pay Type: SalaryThe above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.This role will work remote in Michigan. Ideal candidates will reside in Eastern or Central Michigan. We may hire a senior level and the listed salary range is inclusive of both the non senior and senior level. A company vehicle will be provided for this role.The position will report to a Regional Vice President, Commercial Lines.Are you a Referral?If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.JOB OBJECTIVE:The Safety and Loss Control Consultant conducts loss analysis and research prior to conducting on-site occupational safety and loss prevention surveys to assess the policy holder's safety efforts and to detect occupational safety hazards to employees. The Safety and Loss Control Consultant prepares and submits reports of findings to management and makes recommendations to management to correct hazards and safety and loss control program needs. This position also participates in management training programs; researches literature, laws, standards and technical developments in the field of safety and loss control and provides the Underwriting Department with risk assessments in support of underwriting determinations.The Consultant works with standard to large accounts and accounts that present more complex hazard and safety issues. The Consultant may mentor and provide guidance to Safety and Loss Control Trainees as needed. The Consultant participates in training sessions for policyholders in conjunction with Senior Safety and Loss Control Consultants. This requires a vast working knowledge and experience with all aspects of loss control regarding all property and casualty coverages written by Encova:* General and Products Liability* Workers' Compensation* Property* Auto/Fleet* Risk ImprovementESSENTIAL FUNCTIONS: 1. Consults with policy holders to improve the occupational safety programs and performance leading to a safer and healthier workplace.2. Provides underwriters with information concerning the level of safety of policy holders3. Evaluates policy holder safety programs and work sites for hazardous conditions4. Conducts simple Industrial Hygiene testing.5. Researches literature, standards, laws, and rules to provide policy holders with effective solutions.6. Develops cost effective methods to correct hazardous conditions.7. Analyzes loss information to determine accident trends and provide policy holders with effective solutions.8. Provides underwriting with accurate and timely reports on the hazards and the effectiveness of controls and the willingness of the policy holder to comply with recommendations to control hazards.9. Keeps underwriting apprised of any changes in hazards or exposures through copies of reports to policy holders and special reports to underwriting.10. Responds to requests from policy holders, underwriters, and other agencies in a timely fashion regarding safety issues.11. Communicates ideas and issues with management to reach successful agreement through innovation, creativity, and compromise.12. Provides leadership and motivation of the support staff to achieve loss control goals and objectives.OTHER FUNCTIONS: 1. Nonessential function: other duties as assigned.KNOWLEDGE, SKILLS AND ABILITIES:* Bachelor's degree from an accredited college or university required. Preferably in safety, industrial hygiene, engineering or related field.* Preference may be given to applicants with master's degree in Safety or Industrial Hygiene from an accredited college or university.* Preference may be given to applicants with two years of full-time or equivalent part-time paid occupational safety management or occupational safety management consulting experience in industry or insurance.* Certified Safety Professional (CSP), Certified Industrial Hygienist (CIH), Certification as an Associate in Risk Management (ARM), Associated Safety Professional (ASP) are preferred.* Knowledge of the various core elements within the occupational safety and industrial hygiene process.* Knowledge of effective safety program management.* Knowledge of risk management as it relates to safety and industrial hygiene as an overall function of business in planning, leading, and directing its operations.* Knowledge of workers' compensation laws, policies and rules, as well as understanding of the principles of insurance and risk management.* Basic understanding of guaranteed cost, deductibles, retrospective rating plans and the impact of accident prevention on each plan.* Knowledge of the rating systems, methods of calculating experience modification factors and the elements of each formula.* Understanding of the U. S. Department of Labor Bureau of Labor Statistics loss information, formulas and principles of calculating incidence rates for policy holders.* Knowledge of basic business financial principles to analyze cost effectiveness and return on investment of recommended solutions to hazards and exposures.* Ability to make sound judgments and work independently, and to establish and maintain effective working relationships with other policy holders, policyholders, regulatory agencies, and labor communities.* Working knowledge of Microsoft Word, Excel and PowerPoint.* Ability to compile, analyze, and report on findings.* Knowledge of Federal OSHA MSHA, DOT and NFPA standards.* Ability to communicate effectively, both orally and in writing.* Ability to safely operate a motor vehicle.* Must hold a valid driver's license.This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.Ready to join our team?At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential.What you can expect from usJoin our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.Encova Insurance is an EOE/E-Verify employer.

Keywords: Encova Insurance, Detroit , Safety and Loss Control Consultant, Professions , Detroit, Michigan